Troubled Loan Restructuring

Counsel for Troubled Loans & Restructuring

RestructuringOur experienced attorneys help your business when it faces troubled loans and financial distress. We understand that you may face many challenges and hurdles in dealing with your business debt and negotiating with your creditors. Our attorneys offer counsel for restructuring loans, finances, and corporate organization to help you avoid bankruptcy and find your way back to stability and profitability.

Restructuring troubled loans is one of the most cost-effective ways for your company to improve liquidity and find solutions for repaying business debt. At G. Ortega Law, we work with you to find custom strategies based on your goals and your past and current financial situation. Our team offers multidisciplinary advice on a wide range of matters that may affect restructuring loans.

Restructuring can be a great strategy when your business faces payments you simply can’t make, as it creates a win-win situation for both you and your creditor. We use our previous banking and business experience as well as our legal prowess to help find a solution that makes all parties happy so you can avoid bankruptcy proceedings that may put you in even further financial distress.

What is a Restructured Loan?

Restructured loans are simply a loan where the borrower and creditor agree to different terms for troubled loans. We help you with restructuring loans to help you stay in business and maintain profitability.

Some examples of alterations that may occur when restructuring loans include:

  • Lower interest rates
  • Longer due dates
  • Lower monthly payments
  • Partial debt forgiveness.

In addition, in some situations creditors may forgive part or all your debt in exchange for equity in your company. This is called a debt-for-equity swap and can be beneficial for distressed businesses and lenders. At G. Ortega Law, we take all the options into consideration and work with you to help you find the right choice for your company based on your objectives.

After restructuring loans, our attorneys also offer ongoing counsel to help you maximize profits and improve your organization’s performance to help you repay previously troubled loans. We collaborate with you to address cash-flow concerns, corporate governance, contracts, and more for your business. We take an in-depth look at your business to offer practical and effective advice for troubled loans and distressed debt.

Whether you need counsel on how to avoid troubled loans or need help restructuring loans, our professionals are here to provide you with our expertise and counsel. We are dedicated to helping your business weather storms and come out on the other side. Give our team a call to learn more and discuss your case with our professionals.